Together, We Achieve More

Introducing Anish Jain is a distinguished professional with over 15 years of extensive experience in the payments and financial technology industries. Through his remarkable career journey, Jain has solidified his position as a seasoned expert in this rapidly evolving field.

Before establishing WadzPay, Jain held significant leadership roles at two of the industry's top payment companies: MasterCard and American Express. During his tenure at MasterCard, Jain served as the Vice President of Market Development for the Asia-Pacific region. In this pivotal role, he played a crucial part in expanding MasterCard's footprint and influence across diverse Asian markets. Jain spearheaded market development strategies, fostered strategic alliances, and drove initiatives to promote the adoption of electronic payment solutions throughout the region.

Prior to his tenure at MasterCard, Jain served as the Client General Manager at American Express, where he showcased his exceptional skills in managing client relationships and delivering innovative payment solutions. Working closely with clients, Jain demonstrated an acute understanding of their unique requirements, leading to the development of tailored payment programmes that enhanced customer experiences.

Jain's professional journey has taken him across various geographies, including Asia, Australia, the Middle East, Africa, and India. This international exposure has endowed him with a deep appreciation for diverse markets and cultural intricacies, equipping him with the ability to navigate complex business environments with remarkable finesse.

As the Founder and CEO of WadzPay, Jain brings a wealth of experience and expertise to lead the company towards its vision of revolutionising the payments industry. Under his guidance, WadzPay is committed to delivering innovative and secure payment solutions that cater to the evolving needs of both businesses and consumers.

Jain's exceptional leadership and strategic vision have been instrumental in driving the growth and success of WadzPay. With his extensive industry knowledge and an unwavering passion for delivering exceptional payment experiences, Jain continues to steer the company towards new heights, ensuring that WadzPay remains at the forefront of the rapidly evolving fintech landscape.

Meet Ram Chari, an esteemed Board Member and Group Director at WadzPay. With an impressive track record spanning over 30 years, Ram brings a wealth of diverse experience in Payments, Software Products, and Technology to his role. His hands-on operational expertise has been instrumental in driving the success of enterprises across multiple continents, including Australia, India, Hong Kong, Singapore, Turkey, Taiwan, UAE, and the USA.

Ram's extensive regional exposure has allowed him to gain a deep understanding of markets in North America, Europe, the Middle East, Africa, and the Asia-Pacific and Japan (APJ) region. This broad perspective enables him to effectively navigate the intricacies of global business environments and seize opportunities for growth and innovation.

As a seasoned professional, Ram has honed his skills in running enterprises, ensuring their smooth operation and strategic alignment. His profound knowledge of the payments industry, coupled with his expertise in software products and technology, positions him as a true visionary. Ram is constantly at the forefront of industry trends, leveraging cutting-edge technologies to drive transformative change and create remarkable solutions.

Beyond his impressive professional achievements, Ram is known for his exceptional leadership qualities. His collaborative approach fosters a culture of teamwork and innovation within the organizations he leads. He has a natural ability to inspire and motivate his team members, empowering them to achieve their full potential and deliver exceptional results.

Ram's reputation extends far beyond his professional accomplishments. He is admired for his integrity, passion, and commitment to excellence. He consistently demonstrates a deep understanding of the needs and aspirations of both clients and colleagues, forging strong relationships based on trust and mutual respect.

In his role as Board Member and Group Director at WadzPay, Ram's expertise and leadership are invaluable. His strategic vision and ability to drive positive change have positioned WadzPay as a frontrunner in the payments industry. With his unwavering dedication to innovation and customer- centric solutions, Ram plays a pivotal role in shaping the future of payments technology.

In conclusion, Ram Chari's extensive experience in Payments, Software Products, and Technology, coupled with his exceptional leadership abilities, make him an invaluable asset to WadzPay. His global perspective and unwavering commitment to excellence ensure that WadzPay remains at the forefront of the industry, driving innovation and delivering outstanding payment solutions to clients worldwide.

Subramaniam Venkatraman is an accomplished corporate professional with a proven track record of enabling growth and value creation. With over 26 years of experience, including 17+ years in the payments industry, Subramaniam brings a wealth of expertise in corporate finance, corporate strategy, business finance, financial accounting, management consulting, due diligence, and audit.

Throughout his career, Subramaniam has demonstrated strong leadership capabilities in preparing organizations for transformation and scaling up. He has been at the forefront of driving growth by spearheading various strategic initiatives, including capital raising, investor management, strategic acquisitions, strategic partnerships, corporate strategy and planning, business restructuring, and successfully closing deals in highly competitive conditions with sharp commercials.

Drawing from his extensive experience, Subramaniam has introduced best practices in financial management, optimizing performance and efficiency within organizations. His deep understanding of financial management principles has led to the implementation of sound strategies that enhance profitability and overall business performance.

With a comprehensive understanding of investor relations, Subramaniam has successfully managed relationships with stakeholders and optimized investor engagement. He recognizes the significance of effective communication and transparent reporting in building trust and maintaining strong partnerships with investors.

Subramaniam's expertise spans multiple domains, including corporate finance, corporate strategy, business finance, financial accounting, management consulting, due diligence, and audit. His diverse skill set and holistic approach provide him with a broad perspective in navigating complex business environments.

Subramaniam's leadership experience and strategic vision have played a pivotal role in driving successful capital raising efforts, securing strategic partnerships, and executing acquisitions aligned with long-term organizational objectives. His ability to identify opportunities, leverage market conditions, and make informed decisions has contributed to the sustained growth of the organizations he has worked with.

With a solid educational background and a strong foundation in finance and accounting, Subramaniam combines his technical expertise with his practical experiences to deliver results. His passion for driving growth, introducing best practices, and creating value make him a valuable asset in investor relations and special projects.

As the Senior Vice President of Investor Relations & Special Projects, Subramaniam Venkatraman brings a wealth of experience and a strategic mindset to enable growth, build strong relationships with investors, and drive successful projects within organizations. His ability to lead and execute with precision makes him an exceptional corporate professional.

Introducing Amit Malik is the President of the JAPA (Japan, Asia Pacific, and Australia) region. With a diverse career spanning over 24 years, Amit has established himself as a seasoned professional in various domains, including business transformation, growth strategy, consulting, change management, and digital strategy.

As the President for the JAPA region, Amit brings his wealth of experience and expertise to lead and shape the organisation's operations in these important markets. His strategic mindset, coupled with a deep understanding of the region's dynamics, enables him to drive growth, foster partnerships, and build a strong presence.

Throughout his career, Amit has worked with esteemed organisations such as Aviva Life Insurance, GlaxoSmithKline, American Express, Royal Bank of Scotland, and Bank of America Continuum. This extensive experience has provided him with valuable insights and expertise across a wide range of sectors.

Amit's areas of expertise include business transformation and growth, where he has demonstrated a track record of driving strategic initiatives and delivering results. He possesses a deep understanding of business dynamics, enabling him to identify growth opportunities and implement effective strategies to capitalise on them. Additionally, his expertise in strategy and consulting has allowed him to guide organisations through periods of change, delivering sustainable outcomes.

Furthermore, Amit has a strong background in financial analysis and impact assessment, enabling him to make informed decisions that drive financial performance. His leadership and capacity development skills have empowered teams to reach their full potential, fostering a culture of excellence and continuous improvement.

With a focus on operations and customer service management, Amit understands the importance of delivering exceptional customer experiences. He has implemented strategies to enhance operational efficiency, streamline processes, and optimise customer interactions, ultimately driving customer satisfaction and loyalty.

Amit's passion for driving positive change, coupled with his commitment to delivering exceptional results, has positioned him as a trusted leader in the industry. His ability to navigate complex business landscapes and his focus on fostering collaborative relationships have been instrumental in driving success in his previous roles.

Olivier Dipenda is a seasoned professional with over 14 years of diverse experience in the financial services and payment industries. With a strong track record of leading growth strategies and expansion efforts for tier one multinational organizations as well as start-ups in Sub-Saharan Africa, Olivier is a respected figure in the industry.

Currently serving as the Senior Vice President of Market Development Africa at WadzPay, Olivier plays a pivotal role in driving the company's success in the African market. His primary responsibility is to lead the Africa business and position WadzPay as a major player in digital currency payments across the continent.

Having demonstrated exceptional leadership skills and an in-depth understanding of the African business landscape, Olivier is well-equipped to navigate the challenges and opportunities presented by the dynamic African market. He possesses a keen ability to identify emerging trends, develop strategic partnerships, and execute market entry plans that deliver sustainable growth.

Olivier's expertise spans various aspects of the financial services and payment industries. His comprehensive understanding of the complexities and nuances of the African market allows him to develop tailored solutions that address the unique needs of customers and drive business growth.

Throughout his career, Olivier has fostered strong relationships with key stakeholders, government entities, and industry influencers across Africa. His collaborative approach and commitment to building long-term partnerships have been instrumental in establishing a strong market presence for the organizations he has worked with.

Throughout his career, Olivier has fostered strong relationships with key stakeholders, government entities, and industry influencers across Africa. His collaborative approach and commitment to building long-term partnerships have been instrumental in establishing a strong market presence for the organizations he has worked with.

With his strategic vision, extensive experience, and unwavering passion for driving growth in Africa, Olivier Dipenda is a valuable asset to any organization seeking to establish a strong presence in the African market. His ability to navigate complexities, seize opportunities, and lead teams to success makes him an exceptional leader in the digital currency payments industry.

Sankar is an ex-entrepreneur with strong techno-commercial acumen having 25 years’ experience in automation and digital transformation of Financial Services industry with specific emphasis on Payments and Fintech verticals over the last decade. His specific interests are in the areas of start-up mentoring, social innovation, philosophy, company culture and travel.

With over 22 years of experience in the software industry, Kiran Venkata is a highly accomplished professional who has held various leadership roles throughout his career. Renowned for his expertise as an enterprise architect, Kiran has consistently designed and delivered cutting-edge products for esteemed companies such as HCL Technologies, Nagarjuna Group, Compuware Corporation, Thomson Reuters, Fujitsu, and more.

As the Group Head of Technology, Kiran brings a wealth of knowledge and a strong track record of success to his current role. He possesses a deep understanding of technology trends and innovations, allowing him to drive strategic initiatives and deliver transformative solutions that meet the evolving needs of businesses.

Throughout his career, Kiran has demonstrated a remarkable ability to navigate complex challenges and leverage emerging technologies to create competitive advantages for his organizations. His exceptional leadership skills have enabled him to build and motivate high-performing teams, fostering a culture of collaboration, innovation, and continuous improvement.

Kiran's expertise extends across various domains within the software industry, including enterprise architecture, software development, project management, and product delivery. His holistic approach to problem-solving and his commitment to excellence have earned him a reputation as a trusted advisor and strategic partner to both clients and colleagues.

With a strong focus on delivering value-driven solutions, Kiran has consistently delivered successful outcomes for his clients. His ability to understand business requirements and translate them into innovative technological solutions has enabled him to drive growth, improve operational efficiency, and enhance customer experiences.

Kiran holds a strong educational background, with a Bachelor's degree in Computer Science from a prestigious institution. He remains dedicated to continuous learning, staying abreast of the latest industry advancements, and honing his skills to remain at the forefront of technology innovation.

As an accomplished leader in the software industry, Kiran Venkata is an invaluable asset to any organization seeking to leverage technology for strategic advantage. His extensive experience, technical prowess, and unwavering commitment to excellence make him a trusted partner for driving digital transformation and achieving business objectives.

Introducing Ashish Kanungo is a seasoned payments professional with over 22 years of experience in IT industry, primarily specialized in the financial services sector. He has a proven track record as a delivery leader and subject matter expert in the payments domain in legacy systems as well as new age payment methods and systems. Ashish has excelled in entire landscape of project delivery, covering requirements analysis, solution architecture, business consulting, functional and technical solution, application maintenance, testing, deployment, and BAU support. He has consistently demonstrated his ability to manage complex global projects, foster client relationships, and lead large delivery initiatives.

At his earlier role, Ashish served as Delivery Head and Solution Consultant for a prominent credit and debit cards processor. He was responsible for delivery management, solution design, development, and implementation of Credit, Debit, and Prepaid EMV cards on VisionPLUS platform for multiple clients in Middle East region. Ashish has worked across a wide range of geographies and business scenarios, including conventional and Islamic financial systems, customer-oriented solutions, and social impact initiatives.

In his role as Global Practice Leader for payment systems, Ashish has played a pivotal role in enhancing the skills of employees, motivating them to excel, and promoting innovation within business. He has been instrumental in designing and delivering VisionPLUS system based complex and innovative payment solutions to clients.

Ashish's leadership style is characterized by collaborative engagement and goal alignment with clients. He ensures that delivery objectives and Key Performance Indicators are closely aligned with the client's success criteria for projects and overall business outcomes. His approach to improving profitability within delivery teams is multi-faceted, encompassing knowledge sharing, collaborative work practices, targeted training in technology and domain areas, regular recognition of achievements, and creating a vibrant and productive workplace culture.

Ashish has successfully implemented cost reduction strategies through role optimization, pyramid structuring, role rotation across projects and geographies, and leveraging niche skills to maximize efficiency. He has a strong track record in demand management, ensuring that the right skills are deployed at the right time to meet project requirements efficiently.

Ashish Kanungo is a results-driven professional who has consistently delivered value to his clients and organizations. His extensive experience, deep domain knowledge, and leadership abilities make him an invaluable asset in the realm of banking and payments solutions. His commitment to excellence, client- focused approach, and ability to drive innovation have been hallmarks of his successful career in the IT and financial services industry.

Meet Sunil Panoo, an esteemed legal professional serving as the Group General Counsel. Sunil's impressive academic journey began in England, where he pursued law and graduated with an LLB (Hons) from the University of London in 1995. He was called to the English Bar in 1996 and admitted as a Barrister of The Honorable Society of The Middle Temple, one of the prestigious Inns of Court exclusively entitled to call their members to the English Bar as Barristers. Returning to Singapore, Sunil was admitted to the rolls of the Supreme Court of Singapore as an Advocate and Solicitor in 1998.

With over 24 years of extensive legal experience, Sunil has made a significant impact in both litigation and corporate matters. In litigation, he has appeared across all courts in Singapore, ranging from the State Courts to the Supreme Court and the highest court of the land, the Court of Appeal. Sunil's expertise spans diverse legal areas, including Arbitration, Banking Finance and Securities, Bankruptcy and Insolvency Law, Corporate Law, Employment Law, Intellectual Property, Trademark and Copyright Law, Probate and Administration of Estates, Personal Injury, and many more. He has handled notable cases that have garnered attention in the local press and mainstream media.

Sunil's legal prowess extends beyond litigation, as he has provided counsel and advice to businesses on various aspects of the law, ensuring legal compliance and driving the growth and success of these organizations. His extensive knowledge and expertise have made him a trusted advisor, guiding businesses through complex legal landscapes and making informed decisions.

Sunil began his career at a local law firm in 1998 before joining M/S Dhillon & Partners as a Partner in 2004. Subsequently, the firm transformed into a corporation known as M/S DHILLON & PANOO LLC, where Sunil is one of the founders, a Director, and a Shareholder. Throughout his career, Sunil has demonstrated exceptional professionalism, dedication, and a deep commitment to serving his clients' legal needs. He is also a Commissioner of Oath and Notary Public in Singapore.

As the Group General Counsel, Sunil brings his vast experience and legal acumen to the table, ensuring that the organization operates within legal parameters and safeguards its interests. With his expertise in corporate law, litigation, and legal compliance, Sunil plays a crucial role in guiding the organization towards success while mitigating legal risks.

In conclusion, Sunil Panoo's remarkable legal journey and extensive experience in a wide range of legal areas make him an invaluable asset as the Group General Counsel. With his deep knowledge, exceptional skills, and unwavering dedication, Sunil ensures legal compliance and provides strategic legal guidance, contributing to the growth and prosperity of the organization.

Parag Patil, our esteemed Senior Vice President and Global Head of Human Resources, brings over 29 years of extensive experience in the field. With a deep understanding of human resources across diverse geographies, including India, the Middle East and Africa, Europe, and Singapore, Parag has played a pivotal role in integrating HR functions following significant mergers and acquisitions. His expertise has been instrumental in establishing and streamlining HR operations in multiple organisations.

Throughout his career, Parag has worked across various industries, including technology, and FMCG (Fast-Moving Consumer Goods). With a robust background that includes associations with renowned organisations such as MphasiS, 3i Infotech, Hughes Network Systems, and Unikai, Parag has gained invaluable insights into the unique challenges and opportunities within these sectors.

As the Global Head of Human Resources, Parag brings a wealth of expertise, strategic vision, and exceptional leadership to the table. His comprehensive understanding of HR practises and principles allows him to align HR strategies with broader business goals, contributing to the overall success of the organisation.

Parag's extensive experience covers a wide range of HR functions, including talent acquisition and management, organisational development, employee engagement, performance management, compensation and benefits, and HR operations. He is widely recognised for his ability to implement innovative HR initiatives that foster employee growth, satisfaction, and retention, ultimately driving organisational performance.

One of Parag's key strengths lies in his ability to lead HR transformations during periods of change and uncertainty. His expertise in managing cultural integration post-mergers and acquisitions has been invaluable in ensuring a smooth transition for employees while maintaining focus on the organisation's strategic objectives.  

Passionate about cultivating a diverse and inclusive work environment, Parag understands the power of harnessing talent from different backgrounds and perspectives. He recognises that an engaged and empowered workforce is crucial for driving innovation, productivity, and sustainable growth.  

Parag's dedication to excellence is evident in his continuous pursuit of knowledge and professional development. By staying at the forefront of industry trends and best practises, he ensures that the HR function remains progressive and aligned with evolving business needs.

We are privileged to have Parag Patil as our Senior Vice President and Global Head of Human Resources at WadzPay. His exceptional leadership, strategic insights, and commitment to creating a high-performance work culture make him an invaluable asset to our organisation as we continue to grow and innovate in the digital payments industry.